Rental Insurance
Embrace peace of mind with Rental Insurance, outshining traditional cash deposits.
Rental Insurance
Embrace peace of mind with Rental Insurance, outshining traditional cash deposits.
- Easier move-in and more protection
Improve financial security, cut move-in expenses, streamline deposit processes, and gain peace of mind with comprehensive coverage.
Our Premium package safeguards your belongings and shields against unforeseen circumstances like job loss, accidents, or illness.
- SPEND YOUR MONEY WHERE IT MATTERS
Affordable deposit replacement solution. Our coverage packages start at just 2% or 3% of your monthly warm rent.
No hidden fees. Pay only for the coverage you use, with no additional costs.
- RE-UNITE WITH YOUR SAVINGS
Why tie up your funds for years? Reclaim your deposits.
Regain control of your financial security and allocate your money where it's needed most.
- instant & digital process
First, get your landlord on board.
Get covered in seconds and receive all your document by email.
- Better protection than cash deposit
Secure an insurance-backed product, covering up to 6 times your monthly rent, at no cost to your landlord.
- Additional Coverages
Extend your coverage beyond traditional cash deposits, reducing financial risk.
- Rent your property Faster
Accelerate the rental process and broaden your pool of potential tenants.
- Speed up communication
Cut out prolonged disputes and communication delays with tenants for smoother transactions.
- Less administrative work
Spare yourself the hassle of managing cash deposits and all the accompanying administrative tasks.
Invest your time in what truly matters to you.
- Get your landlord on board
Inform your landlord that you prefer to use a rental insurance in place of a cash deposit, and make sure they are comfortable with this option.
- Start the application
Start the online application by filling in short information about yourself, the landlord and the rental agreement.
Select your preferred coverage package and enter your payment information.
- Receive the digital certificate
As soon as you sign up, you and your landlord will get an email with your insurance certificate, as well as how to proceed in the event of a claim.
Coverage starts at least 15 days after the application is concluded.
More Questions?
Discover the INZMO Rental Insurance, a modern alternative to the traditional cash deposit, designed to provide enhanced protection for both tenants and landlords. With coverage extending up to 6 times the warm rent, and additional safeguards including unemployment, accident, and illness coverage for tenants, our Rental Insurance significantly reduces the risk associated with meeting rental contract financial obligations.
The Comfort package elevates your protection beyond traditional cash deposits, offering higher sum insured for damages to the property, missed rental payments, and ancillary costs, all up to 6 times the warm rent. Cosmetic damages are covered up to 2 times the warm rent. In the event of a claim, tenants pay a deductible of up to one warm rent, except for missed rental payment coverage, where the full amount will be paid by the tenant.
The Premium package extends coverage beyond the Comfort package, offering additional protections to the tenant such accident and illness and loss of job, with a sum insured of 33% of the warm rent (up to 6 months), key loss (up to 500€) and house belongings ( up to 15.000€), with no deductible. In the event of death of the tenant, the landlord may receive up to 1 month rent.
The Comfort package is priced at 2% of the monthly warm rent, whereas the Premium package costs 3%. Additionally, you're only charged for the days you occupy the rented property with both packages.
No additional or hidden costs.
Definitely.
There is no minimum deposit amount, but a maximum deposit amount of 4.000€.
You can conveniently submit your claims online through our claims portal at claims.inzmo.com.
Upon receiving the insurance certificate, both the tenant and landlord will be provided with a claims pin. This pin, along with the insurance certificate number, will be required to access the claim portal and provide all necessary information to expedite the process smoothly. Once we receive this information, we will promptly initiate communication with the tenant and landlord to handle the situation as swiftly as possible.
UPGRADE YOUR INSURANCE GAME
Use our app across all devices to manage your coverage and claims in a few clicks.
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