INZMO is one of the fastest growing insuretech startups in Europe helping people to protect their rental homes and belongings. The company is also the No. 1 insurtech providing zero-deposit solutions for EU renters.

We’re on a mission to be the worlds most customer-centric insurance company with a simple mission to remove all “ugly” in insurance. We believe the core innovation lies in understanding customer needs, struggles and their values. We design our services around this purpose – this is what makes us authentic.

We put the customer first. Always. We think big, take risks, innovate constantly, hire the best and put high efforts to earn customers trust. We are the forth-runner in insurance innovation and set the new standard.

With more than 70,000 customers and over 400% growth in 2022, INZMO has acquired the recognition and investments from several insurers in Europe. In 2017, the company was recognised as the best fin-tech company in the StartUp Europe Awards by European Commission and in 2019 awarded as the Insurance Shaper of the Year.

INZMO was founded in 2016 by Estonian co-founders and joint CEOs Meeri Savolainen and Risto Klausen.

Meet the Founders

Meeri Savolainen, Co-Founder and CEO

Estonian born Meeri Savolainen is co-founder and CEO of INZMO, a Berlin based insurtech creating a new standard in insurance.

At INZMO, Meeri is responsible for executing company strategies, invesorrelations and financial affairs. Meeri has a Law degree from the University of Tartu, one of Estonia’s most prestigious universities and previously worked as a tax and corporate lawyer for Ernst and Young. 

To fulfil her passion for breaking new ground to lead social change, she left the corporate world in 2016 and founded INZMO with co-CEO Risto Klausen whom she has been working together on several projects since 2010.




Risto Klausen, Co-Founder and CPO

Risto Klausen is co-founder and CPO of INZMO. Headquartered in Berlin, INZMO is on a mission to eliminate the pain of the insurance process. With its end-to-end solution, INZMO is making the insurance process instant, simpler and more transparent. At INZMO, Risto leads on long-term strategy and product development. He also oversees business development in partnership with his co-founder.

Risto is a former professional motorcycle road racer and a multiple Estonian and Baltic Champion in the Superbike class. It was Risto’s passion for motorcycling that led to the earlier iteration of INZMO, Bike ID, an international bike registry founded in 2015 to counter bike theft. To further monetise the platform the company integrated an app to sell bike insurance and upon realising the potential of easy-to-use online insurance services, in 2016 the founders pivoted the business to become INZMO.


Meet the Founders